Our goal is to improve the quality of life in America’s cities. We will help our communities become places where families can live in safety, prosperity, and harmony; places where the American dream of home ownership can flourish; places where fair, decent, and affordable housing is a reality for all people. We offer counseling to consumers, as well as non-profits, public agencies, and faith-based organizations in each of the following areas: Pre-purchase, Budget/Credit, Pre-rental, Homeowner, Default/Foreclosure, Home Equity Conversion/Reverse Mortgages, Community Development Programs, Housing Rehabilitation, Refinance, Financial Literacy, Discrimination, Predatory Lending, and Fair Housing.