The Homeownership Urban Blueprint

Your access to and use of the Urban League of Greater Atlanta, Inc. (“ULGA”) Homeownership Urban Blueprint website (“The HUB website”) is subject to the following terms, as well as all applicable laws. Your access to The HUB website is in consideration for your agreement to these Terms of Use, whether or not you are a registered user. BY ACCESSING, BROWSING, AND USING THE HUB WEBSITE, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THESE TERMS OF USE AND ANY MODIFICATIONS WE MAY MAKE TO SUCH TERMS.

A. User’s Obligation to Abide By Applicable Law Including Intellectual Property Laws

When using or accessing The HUB website and information, you shall abide by all applicable federal, state, and local laws, including, without limitation, those pertaining to intellectual property. Information available on The HUB website may include intellectual property of ULGA or third parties, which is protected under the copyright, trademark and other intellectual property laws of the United States, the State of Georgia (“State”), and/or other countries (“Intellectual Property Laws”). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, sound samplings and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties. Nothing contained on The HUB website should be construed as granting any license or right to use any trademarks, service marks, logos, images, information, or other intellectual property of ULGA or third parties.

B. Prohibition Against Malicious Programming

You shall not post, transmit or make available in any way through The HUB website any software or other materials which contain a computer virus, Trojan horse, time bomb, worm or other malicious programming (“Malicious Programming”). ULGA has no obligation to detect the presence of any Malicious Programming. Any downloading of software or other materials or any other use of the information on The HUB website is at your risk, and you are advised to take adequate precautions (including use of anti-virus software and file backup procedures) to minimize any loss to your system caused by Malicious Programming. ULGA assumes no responsibility and shall not be liable for any damage to your system, computer equipment, data or other property resulting from your access to or use of The HUB website or your downloading of any information from The HUB, or from any Malicious Programming.

C. Linked Sites and Disclaimer of Endorsement

The Information posted on The HUB website includes hypertext links or pointers to information created and maintained by other public and/or private organizations. ULGA provides these links and pointers solely for our users’ information and convenience. When users select a link to an outside website, they are leaving The HUB website and are subject to the privacy, security and other policies of the owners/sponsors of the outside website.

• ULGA does not control or guarantee the accuracy, relevance, timeliness, reliability or completeness of information contained on a linked website.

• ULGA does not endorse the organizations sponsoring linked websites, and do not endorse the content or views they express or the products/services they offer.

• ULGA cannot authorize the use of copyrighted materials contained in linked websites. Users must request such authorization from the sponsor of the linked website.

• ULGA is not responsible for transmissions users receive from linked websites.

D. Use of The HUB Website and Information

THE HUB WEBSITE AND INFORMATION ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOUR USE OF AND RELIANCE ON THE HUB WEBSITE AND INFORMATION IS AT YOUR OWN AND SOLE RISK. ULGA MAKES NO CLAIMS, PROMISES, OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, RELIABILITY, OR ADEQUACY OF THE INFORMATION ON THE HUB WEBSITE, AND EXPRESSLY DISCLAIM LIABILITY FOR ANY ERRORS OR OMISSIONS RELATING THERETO.

E. Disclaimer of Warranties

WITH RESPECT TO THE HUB WEBSITE AND THE INFORMATION, ULGA MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OR TITLE, LACK OF NEGLIGENCE, AND FREEDOM FROM COMPUTER VIRUSES OR MALICIOUS PROGRAMMING.

BY USING THE HUB WEBSITE, YOU UNDERSTAND AND AGREE THAT ANY LEGAL REMEDY OR LIABILITY THAT YOU SEEK TO OBTAIN FOR ACTIONS OR OMISSIONS OF OTHER USERS OR OTHER THIRD-PARTIES WILL BE LIMITED TO A CLAIM AGAINST THOSE PARTICULAR USERS OR OTHER THIRD-PARTIES. YOU AGREE NOT TO ATTEMPT TO IMPOSE LIABILITY ON OR SEEK ANY LEGAL REMEDY FROM ULGA WITH RESPECT TO SUCH ACTIONS OR OMISSIONS.

F. Limitation of Liability

ULGA WILL NOT, UNDER ANY CIRCUMSTANCES, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND (EVEN IF ULGA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES ARISING OUT OF OR RELATING TO: (1) YOUR USE OF OR INABILITY TO USE THE HUB WEBSITE OR THE INFORMATION, PRODUCTS OR SERVICES MADE AVAILABLE ON OR THROUGH THE HUB WEBSITE; (2) YOUR RELIANCE ON ANY INFORMATION; OR (3) ANY OTHER MATTER RELATED TO THE HUB WEBSITE OR THE INFORMATION, PRODUCTS OR SERVICES MADE AVAILABLE ON OR THROUGH THE HUB WEBSITE. THESE LIMITATIONS OF LIABILITY SHALL APPLY REGARDLESS OF ANY LEGAL OR EQUITABLE THEORY OF LIABILITY, INCLUDING, WITHOUT LIMITATION, THEORIES OF TORT, CONTRACT, OR OTHERWISE.

G. Indemnification

YOU AGREE TO INDEMNIFY, RELEASE, DEFEND, AND HOLD ULGA AND ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, MEMBERS, SHAREHOLDERS, ATLANTA WORTH COLLABORATIVE MEMBERS, OR REPRESENTATIVES (AND ALL SUCCESSORS AND ASSIGNS OF ANY OF THE FOREGOING), HARMLESS FROM AND AGAINST ANY CLAIM OR DEMAND, INCLUDING WITHOUT LIMITATION, REASONABLE LEGAL AND ACCOUNTING FEES AND DISBURSEMENTS, MADE BY ANY THIRD PARTY IN CONNECTION WITH OR ARISING OUT OF YOUR USE OF THE HUB WEBSITE, YOUR CONNECTION TO THE HUB WEBSITE, YOUR VIOLATION OF THE TERMS OF USE OR ULGA’S PRIVACY POLICY, YOUR VIOLATION OF AN APPLICABLE LAW, YOUR SUBMISSION, POSTING, OR TRANSMISSION OF YOUR CONTENT TO THE HUB WEBSITE, AND/OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER. ULGA RESERVES THE RIGHT, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF SUCH DISPUTES, AND IN ANY EVENT, YOU WILL COOPERATE WITH US IN ASSERTING ANY AVAILABLE DEFENSES.

H. Governing Law

These Terms of Use shall be governed in all respects by, and construed in accordance with, the laws of the State of Georgia, without giving effect to the choice of law principles that would cause the application of the law of any other jurisdiction. Any and all litigation or actions commenced in connection with these Terms of Use (or your use of The HUB website) shall be brought in Atlanta, Fulton County Georgia.

I. Modification and Discontinuance

ULGA reserves the right to at any time to modify or discontinue, temporarily or permanently, The HUB website (or any portion thereof) without notice for any reason or no reason whatsoever. In addition, ULGA reserves the right at any time to modify or remove any information without notice to you. You agree that ULGA shall not be liable to you or any third party for any of the foregoing actions which may be taken by ULGA.

J. Headings

The headings to the sections of these Terms of Use have been inserted for convenience of reference only and shall in no way modify or restrict any provisions hereof or be used to construe or interpret any such provisions.

K. Modifications to Terms of Use

ULGA may modify these terms at any time without notice to you, and such modifications will be binding on you when posted online. Your continued use of The HUB website following any such modification constitutes your agreement to the Terms of Use as modified.

L. Entire Agreement

These Terms of Use, together with the Privacy Policy and any other legal notices or additional terms and conditions or policies published by ULGA on The HUB website, will constitute the entire agreement between you and ULGA regarding The HUB website. Except as explicitly stated herein, if any provision of the Term of Use is deemed invalid by a court of competent jurisdiction, the invalidity of such provision will not affect the validity of the remaining provisions of the Terms of Use, which will remain in full force and effect.

M. Waiver

No waiver of any provision of these Terms of Use will be deemed a further or continuing waiver of such term or any other term, and ULGA’s failure to assert any right or provision under these Terms of Use will not constitute a waiver of such right or provision.

N. Additional Terms and Policies

Please review: 1) ULGA’s Privacy Policy, incorporated herein by reference, for information and notices concerning ULGA’s collection and use of your information; and 2) ULGA’s Accessibility Statement, incorporated herein by reference, indicating ULGA’s commitment to providing access to its electronic and information technology, including the HUB web pages, for individuals with disabilities.

O. Contact Information:

If you have any questions about these Terms of Use or The HUB website, please contact us by sending an email to info@ulgatl.org.