The Homeownership Urban Blueprint

Welcome to The HUB!

The Homeownership Urban Blueprint (“The HUB”) is a central marketplace portal for regional and nationwide users to connect with residential real estate organizations, lenders, government agencies, non-profits and professionals focusing on homeownership and led by the Atlanta Wealth Opportunities Restored through Homeownership (WORTH) Collaborative that is funded by Wells Fargo & Co. The website is operated by the Urban League of Greater Atlanta, Inc. (“ULGA”), an Atlanta WORTH Collaborative member.

In using the website, it is important that you understand the nature of The HUB and the terms and conditions that govern its use. Your acknowledgment of this agreement and your subsequent use of the website constitute your agreement to these terms and conditions, which are stated below:

TERMS AND CONDITIONS OF USE

Approval Process. The application that you submit will be subjected to an approval process established by ULGA. You will be required to address and fix any issues identified by ULGA during the approval process within a reasonable timeframe prescribed by ULGA. Upon successful completion of the review and approval process, the submitted website links to your services will be listed on The HUB. You understand that ULGA reserves the right to change the review standards and processes in its sole discretion.

Approval Process. The application that you submit regarding the services that you offer will be subjected to an approval process established by ULGA prior to your company or professional service being listed on The HUB. You will be required to address and fix any missing information requested or issues identified by ULGA during the approval process within a reasonable timeframe prescribed by ULGA. Upon successful completion of the review and approval process, your contact information, your description of products, services and programs, and your website link will be listed on The HUB. You understand that ULGA reserves the right to change the review standards and processes in its sole discretion.

the submitted company/real estate professional’s contact information, description of products, programs and services, and website link to your organization services will be listed on The HUB. You understand that ULGA reserves the right to change the review standards and processes in its sole discretion.

Directory-Based Services Only. The HUB provides only directory-based services through which you may have an approved listing that displays the nature of your business, the availability of your services to participating users, your contact information, and a connection to your website. Users viewing your listing in the HUB website may contact you or your company directly via the contact information that you provide on the website. You understand, therefore, that the website operates only as a directory for generating these communications and that participating users are not managed, directed, or guided by ULGA. Accordingly, ULGA makes no representation of any kind concerning the transactional history or financial stability of users, and you must look only to the users with which you choose to transact business for performance of any agreements with them.

User Representations and Warranties. ULGA does not verify, endorse, or vouch for the information supplied or representations made by users on the website and makes no warranty of any kind to you concerning any user utilizing the website. You must look solely to the user with respect to any user-supplied information. Therefore: 1) ULGA DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, RELATING TO ANY TRANSACTION ENTERED INTO BETWEEN A USER AND A VENDOR, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR INTENDED USE, AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS; AND 2) ULGA FURTHER DISCLAIMS ALL WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, CONCERNING INFORMATION SUPPLIED OR REPRESENTATIONS MADE BY ANY USER.

Disclosure of Vendor Fees. The HUB allows vendor listings within its website for purposes of showcasing vendor goods and services, displaying vendor company and contact information, and facilitating potential business connections with any user of the website. In this inaugural year of the HUB website, there are no vendor fees for these HUB services. However, ULGA reserves the right to change its fee structure at any time for any reason after this one-year inaugural period, provided, that ULGA gives at least 30 days notice of such a change to the vendors. 

Availability of the Website. While every effort will be made to keep the website operating during all scheduled hours of operation, no guarantee of uninterrupted operation can be given. You agree that the services provided on the website are provided as is and that neither you nor your company will have any claim against ULGA as a result of any non-availability of the website at a particular time or times or any failure of the website to operate as intended.

Vendor Responsibility. You understand and agree that you assume full and sole responsibility for the content that you provide to ULGA for the HUB website. If you are dissatisfied with any aspect of the website or the services it provides, your remedy is to either cease using the website or to deliver to ULGA any recommendations for improving it. YOU AGREE THAT YOU HAVE, AND WILL HAVE, NO CLAIM OR RIGHT OF ACTION OF ANY KIND AGAINST ULGA OR ANY MEMBER OF THE ATLANTA WORTH COLLABORATIVE IN CONNECTION WITH THE HUB OR YOUR USE OF THE HUB WEBSITE.

Information You Provide. You agree that any information that you provide about yourself or your company when applying to use The HUB is true, accurate, current, and complete and that you will maintain and update that content to ensure that it remains true, accurate, current and complete. ULGA, in its sole discretion, may allow you to submit, or otherwise make available content such as product or services details and descriptions, marketing and promotional materials, video clips, photographs, reviews, public messages, ideas, comments and other content (collectively, “Vendor Content”) that may or may not be viewable by other The HUB users. You acknowledge and agree that all Vendor Content, whether publicly posted or privately transmitted shall be subject to The HUB’s Privacy Policy. Furthermore, the Vendor Content is the sole responsibility of the person from whom the Vendor Content originated. You further agree that you have all required rights to provide and to authorize the posting of such Vendor Content without violation of any third-party rights.

If ULGA suffers any claim or incurs any liability as a result of (i) Vendor Content you provided about your company and its services or (ii) a breach of any warranty you make to any user, your company will indemnify ULGA against such claim or liability including costs and attorney fees incurred in defending against it.

Indemnification. YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD ULGA AND ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, MEMBERS, SHAREHOLDERS, ATLANTA WORTH COLLABORATIVE MEMBERS, OR REPRESENTATIVES (AND ALL SUCCESSORS AND ASSIGNS OF ANY OF THE FOREGOING), HARMLESS FROM AND AGAINST ANY CLAIM OR DEMAND, INCLUDING WITHOUT LIMITATION, REASONABLE LEGAL FEES AND DISBURSEMENTS, MADE BY ANY THIRD PARTY IN CONNECTION WITH OR ARISING OUT OF YOUR USE OF THE HUB WEBSITE, YOUR CONNECTION TO THE HUB WEBSITE, YOUR VIOLATION OF THE TERMS OR THE HUB WEBSITE PRIVACY POLICY, YOUR VIOLATION OF AN APPLICABLE LAW, YOUR SUBMISSION, POSTING, OR TRANSMISSION OF YOUR CONTENT TO THE HUB WEBSITE, AND/OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER. ULGA RESERVES THE RIGHT, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF SUCH DISPUTES, AND IN ANY EVENT, YOU WILL COOPERATE WITH US IN ASSERTING ANY AVAILABLE DEFENSES.

Privacy of Your Information. The information ULGA receives depends on what you do when visiting the website. If you visit the HUB website to read or download information, ULGA collects and stores only the following information about you: the name of the domain and host through which you access the internet and the date and time you access the HUB website. ULGA uses this information to measure the number of visitors to different sections of its website, so that ULGA can make its website more useful to its visitors. If you actively participate in using or providing any of the services offered through the website, ULGA collects and stores the personally identifiable information needed to facilitate this participation (typically your name, company name, mailing address, and email address). ULGA will not share this personally identifiable information with any third parties. ULGA, however, will share aggregate information.

Privacy of User Information. As part of listing your services on The HUB you may collect, outside of The HUB, certain information from users, some of which may include personally identifiable information (“User Data”):

With respect to your use of User Data, you agree to:

  1. Maintain appropriate administrative, physical, and technical safeguards for protection of the security, confidentiality and integrity of User Data in accordance with industry standards;
  1. Take all commercially reasonable and appropriate legal, organizational, and technical measures to protect User Data against (a) accidental or unlawful destruction (b) accidental loss, alteration or processing, and (c) unauthorized disclosure or access;
  1. Comply with all applicable general privacy and data security laws;
  1. Use User Data solely as permitted under this Agreement and for such other purposes solely as permitted by users; and
  1. Not disclose any User Data except as compelled by law or as expressly permitted in writing by users.

Links To Other Websites. The HUB website may link you to other websites on the internet. These links are provided for your convenience but the websites to which the links connect are not under ULGA’s control. you understand and agree that the linking of the website to other websites does not mean that these websites are endorsed by ULGA, and ULGA is not responsible for the legality, accuracy or any other aspect of the operation or content of any websites to which links are provided.

Rating and Review of Your Services. The HUB allows users to rate and review your services listed on its website. The ratings and reviews may be prominently displayed in The HUB in various forms (aggregated, categorized or raw display of the ratings and reviews). The purpose of the ratings and reviews system is to provide a way for users to share their feedback about any services listed on The HUB.

Aggregated information. ULGA may collect aggregate information, excluding any personally identifiable information with respect to The HUB and your services. The HUB reserves the right to use such aggregated information without any restrictions. 

Intellectual Property. The words “Homeownership Urban Blueprint – The HUB” and the Logo featuring these words are trademarks of ULGA. The content of the HUB website is protected by U.S. copyright laws. You may download, use, and copy the materials found on the website for your internal business use only, provided that all copies that you make of the material must bear any copyright, trademark, or other proprietary notice located on the website which pertains to the material being copied. This material is not for republication. You are not being granted a license under any copyright, trademark, patent, or other intellectual property right in the material or the services, processes, or technology described therein. 

Termination. ULGA reserves the right, with or without cause, with or without prior notice, and at any time, to terminate your company’s listing on the HUB website. Termination of your company’s listing may also include, at ULGA’s sole discretion, the deletion of your listing’s content, if any. You may cancel your use of the HUB website and/or terminate your listing at any time. Either party may terminate this Agreement at any time by providing thirty (30) days advance days written notice to the other party. In addition, either party may terminate this Agreement immediately upon written notice to the other party if the other party (i) becomes the subject of a petition in bankruptcy or other proceeding relating to insolvency, or makes an assignment for the benefit of creditors, or (ii) materially breaches any of its obligations under this Agreement and does not cure such breach within thirty (30) days of receiving notice of such breach, or (iii) breaches its confidentiality obligations under this Agreement, or (iv) infringes or misappropriates the terminating party’s intellectual property rights.

Notwithstanding anything to the contrary in this Agreement, immediately upon notice to you, ULGA may also terminate this Agreement, if (i) ULGA ceases to operate The HUB, or (ii) you violate ULGA Terms of Use or the ULGA approval guidelines, or (iii) ULGA determines (in its discretion) that your participation in The HUB could result in legal or business liability to ULGA or any third party or otherwise harm The HUB or other HUB website vendors or users. Effect of Termination: Following any termination or expiration of this Agreement or withdrawal of your services from The HUB, (i) you agree to arrange for ongoing support and maintenance for a period of six (6) months for users who have purchased your services by using The HUB; and (ii) ULGA may, in its discretion, remove your listing of your services from The HUB. Termination of this Agreement does not affect the license rights of users who have purchased your services or change your obligation to support such services. All terms and provisions of this Agreement, including any and all amendments hereto, which by their nature are intended to survive any termination or expiration of this Agreement, shall so survive.

Governing Law. These terms and agreement shall be governed by the laws of the State of Georgia, U.S.A., without reference to any conflicts of law principles that would cause the application of the law of any other jurisdiction.

AGREEMENT

This Agreement constitutes the entire agreement between you and ULGA with respect to its subject matter and supersedes and merges any and all prior proposals, understandings and communications. This Agreement may not be amended except in writing signed by both parties. 

On behalf of my company as a duly authorized agent, I understand and agree to all the terms and conditions in this Vendor Agreement.